Extend Credit With Eyes on the Register
You extend trade terms to business customers whose position you checked when the account opened. Months later, a customer may have entered external administration, lost its ABN or had a security interest registered against it. MonitorHQ monitors your customers' entities and alerts you quickly, so you can review limits and terms before an invoice goes unpaid.
What Goes Unnoticed
The changes nobody tells you about
Customer enters external administration
An administrator or liquidator is appointed to an account customer. You keep shipping on terms until someone happens to notice.
Customer ABN cancelled
A customer's ABN is cancelled while the account is still active. Invoices may be rejected and the business may be winding down.
Security interests registered against customers
A competing PPSR registration is lodged against an ACN-registered customer, which may affect your position if the account becomes unpaid.
Control and trading name changes
Directors change or the trading name lapses on an account customer. The entity you approved credit for may not be the one now trading.
How It Fits Your Work
One profile per entity, watched continuously
ABN, ACN and business name monitoring in one place, plus PPSR for ACN, ARBN and ARSN-registered entities
Import the customer ledger
Bulk import customer ABNs and ACNs from your accounts receivable list. Each becomes one profile covering ABN, ACN and business names.
Alerts to credit control
Team seats and email alerts put changes in front of the credit controller responsible, while webhooks on higher plans can feed your credit system.
Review limits on evidence
A logged change with old and new values gives you a clear reason to revisit a credit limit, request security or tighten terms.
Guides
Worth reading for trade suppliers
PPSR security interests: what they are and why monitoring them matters
What the PPSR is, how security interests work, and why a new registration against a counterparty is an early risk signal for lenders and landlords.
CompanyHow to monitor an Australian company for changes
What changes on an Australian company record, what each change can signal, and how to build a simple review routine or automate the monitoring.
ABNHow to check if an ABN is active (and what the statuses mean)
Learn how to check whether an ABN is active, what ABN Lookup shows, what a cancelled ABN means for invoicing and GST, and how to check many entities.
Questions Trade Suppliers Ask
Straight answers
Do we need to monitor every customer?
No. Many suppliers start with customers carrying the highest limits or the longest terms, then widen coverage as it proves useful.
Does PPSR monitoring apply to all our customers?
No. PPSR security-interest monitoring applies only to ACN, ARBN and ARSN-registered customers. Sole traders and trusts get ABN and business-name monitoring.
Is this a credit bureau?
No. It does not provide credit scores or payment histories. It reports changes on public registers so you can decide when to look closer.
How does it differ from checking at account opening?
An opening check is a one-off. MonitorHQ keeps checking on a schedule, so you hear about changes that happen after the account is approved.
Pricing
Plans for every need
From sole practitioners to enterprise portfolios
Start with a 15-day free trial - up to 10 entities, no charge unless you confirm.
Starter
Sole practitioners & small accounting/conveyancing/real estate offices.
billed annually ($1,068/yr) · $129/mo month-to-month · save 31%
- 30 entities included, then $2.50/entity/mo
- Standard 24h checks, 5 slots for 4-hourly priority monitoring
- Email alerts
- ABN, ACN & business-name change alerts
Practice
Mid-size accounting, law, brokerage & agency firms - the AML/CTF Tranche 2 core.
billed annually ($2,748/yr) · $299/mo month-to-month · save 23%
- 150 entities included, then $1.20/entity/mo
- Real-time email alerts
- 25 slots for 4-hourly priority monitoring
- Ongoing-CDD trigger export, 3 seats
- Bulk import (UI & API)
Portfolio
Larger firms, lenders, corporate services providers.
billed annually ($6,588/yr) · $649/mo month-to-month · save 15%
- 500 entities included, then $0.60/entity/mo
- Webhook + API access
- 100 slots for 4-hourly priority monitoring
- Unlimited seats, priority support
- Bulk import (UI & API)
Enterprise
Integrators, large lenders & white-label partners
from ~$15,000/yr · 24-month term for best rate
- Custom entity volume & SLA
- SSO, dedicated infra, white-label
- Named account manager
- SLA guarantee
Also built for
Add Your First Entity
See what has already changed on an entity before you pay for anything - no charge unless you confirm during the 15-day trial.